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Clairey,I know there have been recent changes which I haven't checked up on. You do need to look carefully at your hours. I actually found I was better off on 16 hours than I was on 24??The break points for tax credits have always been 16 hours then 30 hours. If that hasn't changed, (check it out on Gingerbread, or Turn-2-us), then you might even be better going right down to 16 hours.Phoebe x

Thanks, ill look into it, I think i may have made an error and that I am actually £40 better off a week staying full time.But question is, it is better to work 22 hours and have time with the child, rather than earn an extra £40 a week and work 37 hours.

Just looked you right working 16 hours im better off than working 22 hours. If i worked full time I am better off by £18 a week compared to 16 hours a week. Its all worth looking into.

HiIm finding it hard to work out what benefits that I would get while im on leave. I know roughly what I will get. Tax credits obviously work on previous year, so it depends on when I go off!Is there anywhere I can get an estimate?

I was told to go on Turn2us - that is a fab website tells you exactly what benefits you will get. Like you say the working tax credit is for year before, I wonder how that works if you adopt clearly the year before you were working full time. Anyone got any ideas or answers??

If you are going to earn £10000 less than in the previous tax year then tax credits will take that into consideration but they add £2500 on to whatever you saying you are going to earn in the current year. But if the difference is less than that they base it on the previous tax year's income. Hth

Still confused?? about the benefits.

I would suggest you make an appointment with CAB as they can give you feedback on your personal situation which is probably more helpful than the general advice we can give you. A friend went to see her local CAB recently and they were fantastic

Thank you, even if this is only for the early stages CAB can still help?