The lease of the house I live at is split between me and my sister.
I live there (Sister has her own home) and am the sole billpayer. Essentially the house is "mine", but the lease is basically down the middle for inheritance. When our parents die (Hopefully in the distant future God willing) the plan is to buy her half and continue living there, but if that turns out not possible, I'd have to sell up and buy/rent a smaller place with my half, and assuming they haven't already grown up by then would still accommodate me and any kids I may adopt.
As far as suitability is concerned, it's ideal with 2 spare bedrooms, a garden etc. I also don't have a mortgage due to this which helps balance out my lower wage a bit, But would a Social worker have any issue with that arrangement of ownership? I wouldn't say the future is uncertain, but it would be down to those two options one day, neither of which would particularly effect the kid(s) other than possibly a move of house when they're older.
